Most people typically think of FDIC insurance when placing their money in an account. FDIC inurance is only for banks accounts that meet very specific requirements and are only allowed to use that capital in very specific ways.
However, FDIC insurance does not apply to any investment where someone makes a choice into what they put their money into, including big stocks like Apple and Caterpillar all the way down to individual home purchases.
So, because KOPA allows you to choose your investments, it cannot be FDIC insured. However, by it being in a blockchain wallet that is only connected to you and those you provide access to (that even KOPA does not have ability to change), your security is decentralized an far away from a centralized attack.